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Big Boom: Home Prices Continue to Rise
Home prices continued their rise across the country over the last 12 months, with yet another increase in September, according to recently released S&P/Case-Shiller Home Price Indices. This includes Deep Creek Lake!

Covering all nine U.S. census divisions, the S&P/Case-Shiller U.S. National Home Price Index recorded a slightly higher year-over-year gain with a 4.9 percent annual increase in September 2015 versus a 4.6 percent increase in August 2015. The 10-City Composite increased 5.0 percent in the year to September compared to 4.7 percent previously. The 20-City Composite’s year-over-year gain was 5.5 percent versus 5.1 percent in the year to September. After adjusting for the CPI core rate of inflation, the S&P/Case Shiller National Home Price Index rose 3 percent from September 2014 to September 2015.

“Home prices and housing continue to show strength with home prices rising at more than double the rate of inflation,” says David M. Blitzer, Managing Director and Chairman of the Index Committee at S&P Dow Jones Indices.

San Francisco, Denver and Portland reported the highest year-over-year gains among the 20 cities with double-digit price increases of 11.2 percent, 10.9 percent, and 10.1 percent, respectively. Seventeen cities reported greater price increases in the year ending September 2015 versus the year ending August 2015. Phoenix had the longest streak of year-over-year increases, reporting a gain of 5.3 percent in September 2015, the tenth consecutive increase in annual price gains.

Before seasonal adjustment, the National Index posted a gain of 0.2 percent month-over-month in September. The 10-City Composite and 20-City Composite both reported gains of 0.2 percent month-over-month in September. After seasonal adjustment, the National Index posted a gain of 0.8 percent, while the 10-City and 20-City Composites both increased 0.6 percent month-over-month. Fifteen of 20 cities reported increases in September before seasonal adjustment; after seasonal adjustment, 19 cities increased for the month.

“The general economy appeared to slow slightly earlier in the fall, but is now showing renewed strength,” says Blitzer. “With unemployment at 5 percent and hints of higher inflation in the CPI, most analysts expect the Federal Reserve to raise its Fed Funds target range to 25 to 50 basis points, the first increase since 2006. While this will make news, it is not likely to push mortgage rates far above the recent level of 4 percent on 30 year conventional loans. In the last year, mortgage rates have moved in a narrow range as home prices have risen; it will take much more from the Fed to slow home price gains.

“The strength seen in home prices since the bottom in 2012 led some to wonder if we’re entering a new bubble. While bubbles can only be reliably identified in hindsight, one useful measure compares the increase in home prices to the change in rents. The first chart below shows the year-over-year change in the S&P/Case-Shiller National Home Price Index and the year-overyear change in the rent of primary residence series reported as part of the Consumer Price Index. Home prices are far more volatile. At the same time, the most recent data do not show a huge spread between the two series.”

Now is the time to buy your home at Deep Creek Lake! Enjoy the four seasons. Deep Creek Lake, WISP skiing, Swallow Falls State Park; all provide four seasons of fun!

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5 Simple Steps to Prep Your Home for Winter at Deep Creek or other places

Getting a well-maintained home ready for winter isn’t difficult, but it’s wise to start early. Our seasonal check-in with the Paint Quality Institute provides a few recommendations including the five most-simple projects homeowners should tackle as soon as possible.

The following pre-winter activities can help protect your home from the elements, make it more comfortable, and help prevent expensive repair bills next spring:

1. Touch up exterior paint. Peeling or flaking paint can expose bare wood, subjecting it to moisture and possible rotting, so if you see bare spots, be sure to touch them up. Scrape off any loose paint, sand the surface smooth, and prime the bare wood. Then apply one or two coats of top quality 100% acrylic latex paint. (Use leftover paint if you have it!)

2. Don’t ignore rust spots. If iron doors, railings, or fences show signs of rust, correct the problems as soon as you can; otherwise, things will snowball over the winter. Use a scraper and/or wire brush to remove the rust, rinse away any particles that remain, and prime the surfaces as soon as they are dry. Complete the work by applying two thick coats of 100% acrylic latex paint.

3. Caulk cracks and gaps. Any openings in your home’s exterior are not only energy sieves, but also serve as inviting entry points for insects and mice. Deal with both concerns by sealing cracks, gaps, and open seams with a paintable top quality acrylic caulk. Conceal the caulk by touching up with leftover paint.

4. Keep out the cold and moisture. Storm windows and storm doors are essential defenses against wind, rain, snow, and cold air. If you have storm windows and doors, put them up early; if you don’t have them, buy some. They will help pay for themselves through lower energy bills and tax credits.

5. Clean the gutters. Keep a sound roof overhead by removing leaves, pine needles, and other debris from your rain gutters. Otherwise, trapped water may form harmful “ice dams” that can damage roofing shingles and create leaks — problems you certainly won’t want to deal with when the weather is bad.

By handling these fall weather now, you’ll be able to rest easy and comfortably when Old Man Winter comes calling.

By John Voket

We have great homes for sale near WISP ski resort at Deep Creek Lake! Get ready to enjoy the winter season and all Deep Creek has to offer!

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Autumn is in it’s Glory at Deep Creek Lake!

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Fall is here at Deep Creek Lake and the activities keep on coming! From a free corn roast, a crab feast, Deep Creek Lake Art & Wine Festival, to the town of Friendsville’s 250th anniversary celebration, September is full of events. Check them out at

lake fall

October brings the Oakland’s 48th annual Autumn Glory festival and activities. Deep Creek Lake is part of that celebration and welcomes everyone to the events.

While you are here, look for your perfect vacation or retirement home in the mountains, on Deep Creek Lake, or in the beautiful countryside. There are wonderful places to choose from and then you’ll be just in time for the ski season! One of the wonderful things about an investment property at Deep Creek Lake is that it’s a full four season vacation place! Call Sandy Bello now to schedule a time to look at the finest Deep Creek Lake has to offer.

Deep Creek Lakefront for only $699,900!

Call Sandy Bello at 240 321-2524.

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Trip Advisor names Deep Creek one of the fastest growing vacation locations!


Trip Advisor just released a report stating that Deep Creek Lake is one of the 30 fastest growing vacation rental locations in the United States! Deep Creek Lake offers beautiful summers, gorgeous falls that rival New England colors and winters full of skiing. Located only 3 hours from the Baltimore/Washington area and less than two hours from Pittsburgh, it is perfect for your family’s get away and/or a great investment property for rentals.

Is this the time for you to buy a vacation rental property and take advantage of the interest in Deep Creek Lake?
2183 Rock Lodge Rd

We have many lovely homes for sale that would provide excellent rental income or a place for your family to enjoy on their visits to Deep Creek Lake. romanridge-1

Join us at Deep Creek Lake or add an investment property to your portfolio!

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Come celebrate the 90th anniversary of Deep Creek Lake!

June is the month to celebrate the 90th anniversary of our beautiful Deep Creek Lake!
While you are here, take a look at some of the lovely homes that are for sale in the Deep Creek area. Check out my property listings at and find the best property for your family!

The week of June 11 to June 14 offers a wide variety of activities that celebrate Deep Creek Lake and it’s history. It was beautiful 90 years ago and it still is!!! The activities can be found at


Enjoy the lake, the mountains and the beautiful state parks. Swim, ski, fish or just sit and relax. Come to Deep Creek Lake and enjoy!

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It’s time to buy your Garrett County property before the new home sprinkler laws take effect!

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We have a number of wonderful properties available for sale this spring in the woods, in the mountains, on the Yough River or Deep Creek Lake with beautiful views. Take a look at our listings under “LAND”.
Beginning July 1, all newly constructed homes will require a sprinkler system.
So get your land purchased and your building permit filed before the deadline.
Building permits are good for one year, but are non-transferrable.

It is a wonderful time to buy property and build your home or getaway in the Deep Creek Lake area.

Spring has sprung at Deep Creek, come and enjoy!

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Deep Creek Lake is enjoying Spring!


Spring is in full swing at Deep Creek Lake. The flowers are blooming, the docks are going in and spring/summer activities are getting underway.

If you have a home in the Deep Creek area or are looking for one, you are probably ready to start planting flowers. While our last frost date is in May, everyone is ready for the colors and sights of summer! There is no better way to anticipate spring than a visit to Garrett County’s own Pleasant Valley Nursery. Stop by on April 24 or 25 for Customer Appreciation Days!Retail Store

Deep Creek Lake has enjoyed the flowers and plants that have come from the Pleasant Valley Greenhouse for many years. Visitors come from miles away for the wonderful selection of the finest quality plants. The Pleasant Valley Greenhouse LLC is now available for purchase and is an excellent opportunity to change careers or use your gardening and business skills to make this your new opportunity to enjoy Deep Creek, gardening and working with the wonderful people of Garrett County. PleasValSpr15-7

This is one of Garrett County’s most profitable and best known established businesses and is located on 45 acres with 11 greenhouses. Confidentiality agreement required. Call Sandy at 240 321-2524 for details.

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Spring is arriving at Deep Creek Lake!


The Deep Creek Lake area has great spring skiing. It is also time to start planning for the summer at Deep Creek Lake! Start searching now for the perfect lake getaway or mountain retreat. Beat the crowds searching for their dream home and start looking now.

If you have decided that it is time to make some life changes, now is the time to talk with Sandy Bello about her outstanding marketing! Our marketing will move your home in a timely manner. Check out the listings on her web page or search the Long and Foster pages for other options.

Sandy will be happy to work with you on finding a home or in selling a home in Garrett County. Call Sandy at 240.321.2524 to set up an appointment now!

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The winter is great, come visit Deep Creek!


Come visit us at Deep Creek Lake—it’s been a great winter for skiing, using your snowmobile, ice skating, ice fishing, snowshoeing or cross country skiing.

If you don’t want to be outside, sit by a cozy fire and watch the winter from a warm place. Be sure the fireplace is in your new home at Deep Creek!

Sandy Bello has all types of residences to show you and allow you to make Deep Creek your new home away from home.

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Call me today for more information about these or any other properties in the Oakland or McHenry areas in beautiful western Maryland!

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